Get a Second Chance at Financing

At The Original Applewood Motors, we are credit experts, and our team wants to make sure you are treated with respect, dedication, commitment, and honesty. Why do it any other way? We want to gain your trust, as well as help you if your credit isn’t perfect, but you still need a pre-owned vehicle. At The Original Applewood Motors, there is no fine print, and everything is clear and simple. We are here to help you.

Guaranteed Approval

We have access to a huge network of lenders; we can call on everyone, from major banks and credit unions to private lenders, to get you the financing you need. Our access to these resources allows us to offer loans to improve credit scores and finance nearly any credit situation – all the same day as your application.

We Approve Everyone

Regardless if you’ve got bad credit, are self-employed, have experienced bankruptcy, or collections, we’re here for you. Even if you’re a recent immigrant or just new to Canada, you are approved.

Simply calculate how much you need to finance as well as how much you can afford, then fill out our secure Online Credit Application to get started. Approval typically takes less than 24 hours.

What Is My Credit Score?

Your credit score is what financial institutions use to predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it's there to forecast how and when you will pay your bills. The higher your credit score, the greater your chance of receiving a better financing offer from the bank.

Poor Credit? No Problem

Regardless of your credit rating, our Finance Experts will work with you to create an affordable payment plan for your next car, truck, or SUV. Slow credit or bankruptcy financing is no problem, either! We offer guaranteed credit approval. And as you make regular payments towards your vehicle, you build up your credit and your equity.

In-House Financing

Our in-house financing options make is easy for you to get approved without the trouble of going to individual banks. We do any work for you to find the best rate we can get! Original Applewood's in-house financing specialists work alongside all major banks to give you the best rate on good- or bad-credit financing. Our in-house financing rates almost always beat the best rates your own bank would have to offer.

For all of your 2nd chance credit financing needs, trust the team that will greet you with a smile at The Original Applewood Motors.